Defeat Inflation with a Cup of Coffee

You can defeat inflation as easy as drinking a cup of coffee.

How you can personally turn away inflation without taking any risk. You can still beat inflation even if your income isn’t keeping up.

I grew up on Long Island.

She would have to use an outhouse as a bathroom, braving zero degree frost in knee deep snow just to wash her face.

I had a shower that doubled as a bathtub.

Our poor children. When their mother said, “I used to walk three kilometers in snow to go to school,” she meant it. Feigning illness in January never worked out.

When we got married, she saw how much I spent on creature comforts.

She was polite. “David, you don’t have to start the day taking an Advil. Going out for dinner on weekdays is wasteful. Why don’t you eat any produce? It’s healthier and less expensive. We don’t throw away money.”

I knew I would be making changes.

Everything turned out a lot better than I thought. I discovered how she loved to cook. Suddenly, our weekly expenses went down. We had some spending money.

“Honey, how about a nice cruise in the Carribean?”

She smiled.

“How about a few nights camping?”

“I haven’t slept in a tent since I was in the army.”

Her next words hit me like a brick.

“You’re in the army now, baby.”

From Basic Training to Live Drills

Shula reintroduced me to living lean. It was a lot less difficult than I thought. She was able to replace one form of enjoyment with another, albeit less expensive version.

Over time, she showed me 100 different ways to save money without compromising our quality of life. When we went out, we packed a thermos of coffee and a few pita sandwiches. She even showed me how to toast them. We went to a quiet hill and saw the sunset. We saved $40 a week on dinner and had the best time. Over three years, that’s $6,000 — real money.

Once we moved here, we stopped buying specialty coffee. Instead of a $6 spend at a Starbucks, we took a scoop out of the coffee jar. We would use around 1.5 jars per month. That saved us $125 on coffee alone.

What we spent together on a single trip at Starbucks paid for a month’s worth of coffee.

We saved $1,500 a year just on coffee.

Then, we got creative. We noticed that they sold 200 gram bags of coffee at the bulk Costco stores here. We stocked up. We purchased two final glass jars of coffee and kept refilling the jars with the bags.

Total coffee expenses were reduced to $11 per month.

Going out for designer coffee is considered a luxury. We do it from time to time, but once in a blue moon.

How Coffee Conquers Inflation

The money we save on coffee is 2.8% of our take home yearly salary. Inflation in the U.S. for 2021 was 7%.

In one single choice, you can reduce the impact inflation has on you by 40% without taking any risk.

If a single choice can make such a difference, imagine what a series of choices can do.

David Ben Horin is the web developer and analyst for Endurance Investing & Trading Daily.

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David Ben Horin

David Ben Horin

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David Ben Horin makes startups and small businesses the star of the show with SEO-optimized ROI-driven content. He also runs the Set For Life Investment Fund.